Chiitiko changu nekadhi rehutano hwehutano uye kuipa kwekadhi rehutano hwehutano

Chiitiko changu nekadhi rekuchengetedza hutano

Kadhi rekuchengetedza hutano rinoonekwa seimwe yemakadhi ayo zvipatara zvakawanda uye makiriniki ekurapa anopa nemari inotsigirwa.
Inopa zviuru makumi masere zvezvipatara uye ine chinangwa chekupa mabasa ekurapa uye ehutano kumakambani mazhinji nemasangano.

Muruzivo rwake nekadhi rehutano, mukadzi uyu akabatsirwa nemabasa ekurapa akasiyana uye zvideredzwa zvekurapa uye zvekushongedza izvo angadai asina kuwana pasina kadhi.
Akanakidzwa nechikamu chemakumi mashanu kubva muzana pamabasa ekurapa aakagamuchira uye mhando yacho yaishamisa.
Aya haasiriwo ega mabhenefiti aakabatsirwa nawo, sezvo akabatsirikanawo kubva kune zvakaderedzwa zvisati zvamboitika zvekurapa uye zvekushongedza zvinosvika makumi masere muzana.

Kambani yeArab Takaful ndiyo inopa kadhi iri, uye ndeimwe yemakambani akanakisa mune zvehutano uye mabasa echipatara.
Iyo kambani ine chinangwa chekupa mabasa ekurapa uye hutano hwehutano kune nhamba huru yemasangano nemakambani.
Kadhi rekuchengetedza hutano nderimwe remakadhi ekuchengetedza hutano anotungamira mumunda wekuderedzwa kwezvokurapa kwemakore gumi.

Pane kuderedzwa here pakadhi rehutano?

Chirongwa chekuchengetedza hutano chinopa zvidzikiso zvinosvika makumi masere muzana mune zvese zvehutano hunyanzvi.
Mukuwedzera, kadhi rinosanganisira zvikomborero zvakadai sekuvharwa kwezvivako zvekurapa zvinopfuura 9000 muUmambo uye kune dzimwe nyika, mari yebasa inokwana mumari, uye haifaniri chero mamiriro ezvinhu ezera kana hutano hwemunhu anonyora.

Chirongwa chekuchengetedza hutano chinopa bvunzo dzemahara munzvimbo dzakasiyana siyana dzepamusoro zvipatara, zvitoro zvemishonga, makiriniki, radiology nzvimbo uye kuongororwa marabhoritari.
Nhengo dzinogona kubatsirikana kubva kune zvisati zvamboitika zvekurapa uye zvekuzora zvideredzwa zvekusvika pa80%.

Kadhi rekuchengetedza hutano rinogona kuwanikwa nekurikumbira kuburikidza neTakaful Arabia medical network.
Iyo kambani iri kushanda kuvandudza zvibvumirano zvayo zvitsva zvinojoinha netiweki yehutano hwehutano.

Sei kutarisirwa kwehutano kuchifanira kusununguka?

Kuchengetwa kwehutano kunofanirwa kuve kwemahara nekuda kwezvikonzero zvakawanda zvakakosha.
Chokutanga uye chakakosha, kuwanikwa kwekusununguka kwehutano hwehutano kunokurudzira kuenzana pakati pevanhu, sezvo munhu wose anogona kuwana kurapwa kwakakodzera pasina kuwana mari yakakwana.
Mukuwedzera, hutano hwepachena hunobatsira kuderedza kusiyana kwehutano pakati pemapoka akasiyana-siyana evanhu, sezvo vanhu vane mari shoma uye avo vane zvirwere zvisingaperi vanogona kuwana kurapwa kwakakodzera pasina mitoro yakakura yemari.

Pamusoro pezvo, kuvharirwa kwehutano hwemahara kunobatsira kudzivirira mutoro wakakura wemari uyo mutengo wehutano unogona kuisa pavanhu nemhuri dzavo.
Mari yekuchengetedza hutano inogona kurambidza, kunyanya kune vanhu vane mari shoma uye avo vane zvirwere zvisingaperi.
Nokudaro, kuwana rubatsiro rwehutano hwepachena kunoderedza mutoro wezvemari unogona kutarisana nevanhu uye kuvabatsira kuchengetedza hutano hwavo nekugara zvakanaka.

Zvakanakira kadhi rekuchengetedza hutano?

1. Zvideredzwa zvisati zvamboitika zvekurapa uye zvekushongedza: Kadhi rehutano rinoonekwa seimwe yemakadhi akasimba ekurapa mari muHumambo neGulf, sezvo ichipa zvidzikiso zvinosvika makumi masere muzana pamabasa ekurapa uye ekushongedza.
   Izvi zvinoreva kuti vanhu vanokwanisa kuwana kurapwa uye kutarisirwa nemitengo yakaderedzwa zvichienderana nezvavanoda.
2. Kuvharwa kwakakura: Kadhi rekuchengetedza hutano rinosanganisira zvinopfuura 9000 zvivakwa zvekurapa muHumambo uye kunze kwenyika, zvichibvumira vanyoreri kuwana akawanda uye akasiyana masevhisi ehutano.
   Kunyangwe iwe uchida masevhisi ezvekurapa kana ekushongedza, kadhi rehutano rinovhara zvaunoda zvizere.
3. Zvishandiso zvekunyoresa: Kadhi rekuchengetedza hutano rinonyoreswa nemitengo inonzwisisika, sezvo mubhadharo wepagore wekubhadhara uri 149 riyals.
   Mukuwedzera, kadhi rinopiwa pachena kune vanhu vane zvinodiwa zvakasiyana, izvo zvinoita kuti zvive nyore kune vanhu kuti vawane rubatsiro rwakakodzera rwekuvachengeta.
4. Mhinduro yekukurumidza: Kushandisa kadhi rehutano kadhi rinobvumira kutaurirana netiweki chero nguva uye kubva chero kupi, sezvo vanyoreri vanogona kukumbira masevhisi uye kubvunza kuburikidza neWhatsApp, ichipa inokurumidza uye yakananga chiteshi kusangana nezvinodiwa nehutano hwavo.
5. Inowanikwa kumapoka anotarisirwa: Kadhi rehutano rinowanikwa kuvanhu vose, kusanganisira vanhu vane zvavanoda, vakwegura vanopfuura makore makumi matanhatu ekuberekwa, uye varwere vehutano hwepamba pamwe chete nemhosva dzakabvumirwa nekomiti yezvokurapa.
   Kadhi rekuchengetedza hutano rinosangana nezvinodiwa nemapoka ose aya uye rinovapa rubatsiro runodikanwa.

Zviitiko zvemushandisi zvekadhi rehutano

Healthcare Kadhi inopa yakasarudzika kupa kune vashandisi vane chiitiko chakashata nemakadhi avo ekubhengi ekurapa.
Avo vane zviitiko zvakashata izvi vanogona kutsiva makadhi avo nekadhi rehutano pamutengo unokosha, sezvo mutengo wakaderedzwa kusvika kumariyari makumi mashanu chete panzvimbo ye50 riyals.

Vashandisi vanobva kunzvimbo dzakasiyana siyana dzekurapa uye dzemishonga vakakokwa kune yekuyedza lab kuyedza masevhisi, kutarisa maitiro avo uye kurekodha mhinduro yavo.
Kadhi rinopihwa nemadhipatimendi ane ruzivo rwevarwere munzvimbo dzehutano kune mamwe mapoka enzanga, kusanganisira vanhu vakaremara, vakwegura vanopfuura makore makumi matanhatu, uye varwere.

Kadhi reHealthcare rinopa zvakaderedzwa zvisati zvamboitika zvekurapa uye zvekushongedza zvinosvika 80%.
Iyo kadhi zvakare ine chinangwa chekuunza pamwe chete nyanzvi dzehutano uye vanopa zvakatenderedza zvinodiwa zvevashandisi vebasa kuti vaone kuti vanhu vanowana tarisiro yakabatana inotariswa pane zvavanoda mumamiriro ese ezvinhu.

Ndoita sei kadhi reinishuwarenzi yehutano?

1. Kopi yekuongororwa kwechiremba yakapihwa nesangano reinishuwarenzi yehutano yakabvumidzwa inofanirwa kuendeswa pamwe nekopi yechokwadi kubva kumushandi.
2. Kopi yekondirakiti yebasa yakatenderwa neLabour kana Social Insurance Office inofanirwa kuendeswa.
3. Chiziviso chinofanirwa kuendeswa kekutanga kumasangano achangobva kuwana rubatsiro, nekuendesa kopi yekondirakiti yebasa yakabvumidzwa neLabour kana Social Insurance Hofisi.
   Iwe unofanirwawo kusanganisira nhoroondo yako yekupinda kuburikidza ne "Hutano Hwangu" application.
4. Zadza Fomu 1 rakabatanidzwa uye wana makopi maviri akazara emasiginicha ose akadhindwa nokungwarira, kana kuti shanyira hofisi yeinishuwarenzi youtano iri munharaunda yako.
5. Kambani yeinishuwarenzi ichaburitsa gwaro, isa mazita muyakagadziridzwa gwaro rekuburitsa, uye kudhinda makadhi.
6. Ita kuti ane porisi asaine gwaro reinishuwarenzi uye agamuchire makadhi.
   Kopi yechisarudzo chekugadzwa inofanirawo kuendeswa kana kunyorwa mufomu rekuverenga, ichitaura nhamba uye zuva resarudzo yekugadzwa.
   Kopi yeongororo yezvokurapa yakabudiswa nemakomiti einishuwarenzi yehutano inofanirawo kuendeswa.

Matanho ekutora kadhi reinishuwarenzi yehutano yechirikadzi:

1. Zadza Fomu T.S. 101(b) yechirikadzi.
2. Tumira mapikicha maviri akasimbiswa akadhindwa nevakuru vepenjeni yekuongorora.
3. Ita ongororo yezvehutano kumakomiti einishuwarenzi yehutano.Yekutanga uye kopi yekuongororwa kwechiremba zvinofanirwa kuendeswa kuti zvionekwe mamiriro esarudzo yehutano hwekurapa.

Kuipa kwekadhi rekuchengetedza hutano

Chekutanga, iyo dhizaini muzana inoshandiswa kubva pakadhi inosiyana kubva kune imwe chipatara kuenda kune imwe, izvo zvinoreva kuti hapana yakatarwa kuderedzwa muzana muzana muzvipatara zvese.
Izvi zvinoreva kuti vanhu vanogona kuomerwa nekufungidzira kukosha kwemutengo wekutarisira kana warapwa pane chimwe chipatara.

Chechipiri, kana iri mhuri, hazvibviri kuwana kadhi rinopfuura rimwe, izvo zvinoreva kuti vanhu vangaomerwa nokuwana kadhi rokutarisira utano kana rakatotorwa nomumwe wemhuri.

Uyezve, kune mamwe matambudziko anogona kutarisana nevabatsiri pakushandisa kadhi.
Zvinogona kunetsa kune vamwe vanhu kuti vanzwisise mubereko wakamisikidzwa uye nzira yekuchengetera mari yeramangwana.
Izvi zvinogona kukonzera kuwedzera kwechikwereti uye kuisa pachena vanhu kumatambudziko emari.

Pamusoro pezvo, vanobatsirwa vanogona kuomerwa nekunzwisisa zvirevo nemitemo zvine chekuita nekushandisa kadhi uye kutora mukana wakazara waro, uye zvinogona kuda kugara uchitaurirana uye kubvunza kuti uwane ruzivo rwunodiwa.

Tichifunga nezvezvimhingamupinyi izvi, vanhu vanofanirwa kuziva nezvezvinonetsa uye vashandise kadhi nekuchenjerera uye zvinoenderana nemamiriro akataurwa.
Vanofanirawo kugara vachisangana nevanobatika kuti vawane rubatsiro runodiwa uye rutsigiro kana paine matambudziko kana mibvunzo.

Ndeupi musiyano uripo pakati pemaprimary health care centers nezvipatara?

Nharaunda dzehutano dzakashanduka nekufamba kwenguva, uye masangano mazhinji akabuda anopa hutano hutano kune vanhu munharaunda.
Pakati pemasangano aya, tinowana nzvimbo dzekutanga dzehutano nezvipatara.

Kutarisirwa kwehutano hwekutanga inzira yehutano nekugara zvakanaka iyo inotarisana nezvinodiwa uye mamiriro ezvinhu evanhu, mhuri uye nharaunda.
Nzvimbo dzekutanga dzehutano dzinopa hutano hwekutanga, kudzivirira uye kurapa.
Ivo vanopa hutano hwekutanga hutano uye kurapwa kwekutanga kune akasiyana ehutano mamiriro.

Nekune rimwe divi, chipatara chinopa masevhisi ehutano akakosha ezviitiko zvekukurumidzira uye kutarisirwa kwakanyanya kwevarwere.
Chipatara ichi chinoonekwa senzvimbo hombe ine mwero wepamusoro wekutarisira hutano mune dzakasiyana siyana dzekurapa uye dzekuvhiya.

Chipatara ichi chine nzvimbo yakakura uye hunyanzvi hwepamusoro kupfuura nzvimbo dzekutanga dzehutano.
Chipatara ichi chinoonekwa senzvimbo huru yekuenda kune zviitiko zvinoda kurapwa kwakasarudzika uye matekinoroji epamusoro ekurapa.

Pane zvakare musiyano wehunyanzvi uye wechimiro pakati penzvimbo dzehutano dzepuraimari nezvipatara.
Nzvimbo dzehutano idiki muhukuru uye dzine mashoma ekugona pane zvipatara, nepo zvipatara zvakakura muhukuru uye zvine hunyanzvi hwekurapa.

Ndezvipi zvipatara zvinosanganisira kadhi rehutano muSaudi Arabia?

Ungave uchida kurapwa, kuongororwa, kurapwa mazino, zvizoro, kana chero mamwe mabasa ekurapa, unogona kubatsirwa nekadhi rehutano pazvipatara zvinotevera:

• Chipatara cheAl-Zahraa mudunhu reAl-Zahraa.
• Green Crescent Hospital muRiyadh.
• Dr. Abdul Rahman bin Abdul Aziz Al-Aqali Medical Complex muAl-Hanakiyah uye Sultana.
• Dr. Hamid Bashir General Medical Complex muMedina.
• Dr. Clinics Complex
  Bakari mumapazi ese.
• North Smile Goridhe Dentistry muTabuk.

Ndiani anokodzera kuwana kadhi rehutano hunokosha?

Ministry of Civil Service inopa sevhisi yemagetsi yakanangana nemapoka chaiwo evagari vanotambura nekuremara kana zvirwere zvakakomba, vanhu vakura vanopfuura makore makumi matanhatu, uye varwere vehutano hwepamba.
Basa iri rine donzvo rekuti mapoka aya akwanise kuendesa chikumbiro cherubatsiro rwemari yekutenga michina yekurapa inodiwa.

Kadhi rehutano rakazvimiririra chipo chehupenyu, sezvo richipa akawanda mabhenefiti kune vanobata, senge nzvimbo dzekufambisa uye zvidzikiso zvekufamba, mukuwedzera kune zvakakosha munzvimbo dzehutano.

Mabasa ebazi rezvevashandi vehurumende anosanganisirawo kudyidzana pakati pemasangano anoona nezvehutano munyika kuitira kuti vanhu vanenge vachida rubatsiro rwakakwana vawane hutano hwakakwana zvichienderana nezvavanoda.

Kuti uwane kadhi rehutano, mushumo wezvokurapa unodiwa unoratidza kukura kwehurema kana rudzi rwechirwere chakakomba chinotenderwa kuona kukodzera.
Mapoka anokodzera kuwana kadhi ndeavana vevakafira kutenda, vanhu vane zvavanoda chaizvo, uye avo vane zvirwere zvakakomba.